First Time Buyers

Buying your first property can be a very stressful time. Combine all the uncertainty surrounding this transaction with the fact that this is likely to be the largest purchase of a persons life to date, and first time buying is extremely nerve-racking. We are here to help.

It is often the case that the purchaser would up until now have either lived with family or would have been renting their existing home. In either event, it is usual that the purchaser has little or no experience of the information they need to provide to gain a mortgage. In addition it is likely that they will have a limited number of lenders in mind.

With access to the whole mortgage market, we aim to place all of our clients with the right lender and the right product for their circumstances.

How Much Can I Borrow?
This depends on many factors. Your income being the most important, but the amount a lender will grant you is also influenced by the amount of deposit you have, your current outgoings, your occupation and various other factors. Most importantly, you need to be comfortable with the level of the monthly repayments both now and in the future.

Is It Complicated
How Will I Understand Everything? Buying your property can be daunting, which is why it is essential you seek professional assistance. The service we offer will guide you through the whole purchase process, including dealing with solicitors, insurance requirements, estate agents and lenders to ease the pressure that may fall upon our clients. We will walk you through the process from initial enquiry, until you finally move into your home.

For further information or assistance click here for one of our consultants to contact you.